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How To Buy NEM (XEM) With USD Credit/Debit Card

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With the increase in the value of Bitcoin, the digital currencies are becoming important all across the world. More and more Government regulatory institutions, banks, and other financial institutions are using these currencies as a mode of payment. All this is because of the latest blockchain technology which is a peer-to-peer technology that eases the transactions. A lot of crypto coins and currencies are being launched by various companies. The values of these currencies are constantly changing with changing trends in the market and exchanges. In this article, we will tell you about one of the top rated digital currencies NEM.


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NEM (XEM) is the cryptocurrency that was launched in 2015 with its own source code. Thus, we can say that this cryptocurrency has introduced many new features and technologies to the blockchain network. One of these new features that are used in this digital currency is the use of ‘Proof of Importance’ algorithm technique. This enables the users to check the other user who is going to calculate the next block. The users are also enabled to get the fair distribution of chances on block calculation.

This new algorithm not only checks the coins present in the wallet but also checks and records all the transactions taking place. This recording of transactions helps the management of the company to reward the user who is playing a vital role in the development and distribution of the currency. Here, it is pertinent to mention that the process of generation of a block takes only a minute. The users see three kinds of messages in this process. These are the encrypted, unencrypted, and Hex messages.

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Features of NEM (XEM)

Like all other digital currencies, NEM (XEM) has a lot of peculiar features that shows its bright future. Following are some of the features of this crypto currency.

  • For enhanced security and safety, NEM has two tier architectures. This means that the two layers are formed by NIS and NCC. Both these connect secretly and begin to save the transactions. The transactions are saved without downloading the blockchain. This gives the users an entire new experience and increases the transaction speed.
  • The next peculiar feature of NEM is that the currency is built on Test Driven Development method. This avoids unnecessary codes and inefficiencies and ensures that every code hits some of the predefined tests.
  • Proof of Importance is another feature of NEM (XEM). There is no need to download chain of access blocks and any application can operate independently to secure NEM.
  • Minimal transaction time is another feature of this digital currency. The transaction takes just 1 minute to complete. This makes it 10 times faster than Bitcoin.
  • Like all other digital currencies NEM also allows the creation of virtual assets with either fixed or variable products, descriptions, or addresses.

How to Buy NEM (XEM) With USD Credit/Debit Card

Buying NEM (XEM) with USD Credit/Debit card is a lot easy. It would be quite right to say that buying this digital currency is similar to buying all other digital currencies. The users need the registration with Changelly which is totally free to do on Changelly Website. Also, the users will need a NEM (XEM) wallet to mine or store coins. CoinPayments has emerged a multi currency wallet being widely used across the users. The reason for its frequent use is the free account. The users have to pay only the transaction fees. Following are the main steps to buy NEM (XEM) by using a Debit/Credit card.

1-Register with Changelly

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The very first step in buying NEM (XEM) is the registration with Changelly website. It is a website where you can exchange all coins easily. The most interesting thing is that there is no registration fee and the users do not need to maintain their accounts. For sign up purpose the users need a verified Email ID. The website sends all the necessary details related with the user account to the entered email address. The users can log in their accounts after checking the details in their email address.

2-Currency Selection

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As said earlier, Changelly offers the users a lot of currencies. It is up to them to choose the currency of their own choice. Go to the homepage and select the NEM (XEM). After the currency selection, the users have to select the currency for payment. In this case, the users will enter the amount of US dollars for payment. Clicking on the exchange button beside, the user will see a new payment processing page. Here, I would like to mention that the user must be logged in otherwise clicking the exchange button will demand the login first.

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3-Order Confirmation

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In this step, the user will be given the option to check the details of his/her order. The checking of the USD currency amount and NEM (XEM) is a must. When you are sure of the order, press order confirmation tab.

4-Enter Wallet Address & message

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There is no denying the fact that NEM (XEM) is always stored in a wallet as other cryptocurrencies are stored. CoinPayments is one of the best options here. It is free and takes a little fee at the time of processing of transaction. Moreover, most of the investors use this wallet because it offers multi currency support.

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5-Confirmation of Information

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After entering the address of the digital wallet, the user is directed to a page which is also a confirmation page. Here, the user once again can confirm all the information about his/her order and the address of the wallet. Always keep in mind that you cannot store crypto coins without any valid wallet address. Pressing the confirmation tab takes you to the payment section.

6-Credit/Debit Card Details

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Now, you have to enter all the necessary details of your credit/debit card. These include the card number, expiry date, and the security code. After filling all the details of the card, press the pay button. You will once again see the amount being deducted from your card.

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7-SMS Confirmation

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For further confirmation a 4-digit code is sent to the registered mobile number of the user. Entering this code onto the form will confirm the payment.

8-Receiving NEM (XEM)

After entering the 4-digit code, your transaction is processed instantly. Usually, it takes 5-30 minutes to process a transaction in your wallet. CoinPayments, once again, proves to be a good option as it offers fast transaction speed. Always keep in mind that the first transaction takes a considerable time because of various kinds of verifications. Next transactions are processed within no time.

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  1. Simon

    December 11, 2017 at 7:19 pm

    the sms confirmation is limited to certain countries, which means that if you are not in one of them and your phone is not linked to an account in those countries, you cannot buy. is this correct?

  2. PariSheth

    December 18, 2017 at 3:18 am

    XEM does not show up as a valid option to buy on my Changelly account?.

  3. crypto48328

    December 25, 2017 at 5:23 pm

    Nice basic article on how to buy via Changelly. My question is about selling. I don’t believe you can sell back to your debit or credit card. Is this correct? Maybe you can write a second article, part 2,. about selling on Changelly.

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