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Buy Cryptocurrency with Credit/Debit Card – Top 5 Best Exchanges in 2021

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cryptocurrency credit card

The increasing values and development of technology of almost all cryptocurrencies have attracted a lot of interest from both private and institutional investors.Here, it is pertinent to mention that all the cryptocurrencies are based on blockchain technology that makes it possible to send, receive, and trade various cryptocurrencies in a secure way.

All the transactions are saved in separate blocks and each block is linked to the next block thereby making these transactions secure. Only the sender and the receiver know the status of the transaction and the amount being transferred.

One of the greatest problems that investors are facing is the availability of various cryptocurrencies and the ways to purchase these. There are a lot of cryptocurrency exchanges operating in various countries all across the world.

Most of these exchanges accept various modes of payment for buying cryptocurrencies. To facilitate the customers, many of the top-rated crypto exchanges have introduced the credit/debit card method for buying cryptocurrencies.

This is because investors can buy easily and instantly through this method. The crypto exchanges that offer this facility to the investors and buyers have different ratings and benefits.

Best Exchanges to Buy Cryptocurrency in 2021

Following are the five top rated crypto exchanges that are considered to be the best for buying cryptocurrency.

“Below, we listed best exchanges you can use to buy Cryptocurrency. We suggest our listed exchanges and doing your own research before making your final decision.”


Provider Name



Learn More
changelly logo Average Visit Changelly
rating2coinbase logoAverageVisit Coinbase
rating3coinmama logo tableHighVisit Coinmama
rating4bitpanda logo Average Visit Bitpanda
rating5bitsaneAverageVisit Bitsane

1. Changelly

changelly review cryptocurrency

It is one of the top-rated crypto exchanges and was founded in 2013 in the Czech Republic. This exchange has emerged as one of the most trusted exchanges for crypto-to-crypto or fiat-to-crypto exchange.

It is also recognized as the best crypto exchange in terms of rates provided by it. Changelly has more than 700,000 registered users all across the world. Nowadays, this exchange accepts payments in more than 35 currencies. If you want to buy any of the top-rated cryptocurrencies through a credit/debit card, there is no match of Changelly.

This is because Changelly uses the automatic trading robot that is linked with different exchanges like Bittrex and Poloniex.

This robot comes up with the best possible exchange rates in a few seconds. It supports more than 80 alt-coins and tokens.  This exchange takes a 0.25% fee on all the transactions and provides the facility of buying unlimited worth of cryptocurrencies. After a few limited transactions in the first month, the exchange offers the unlimited buying worth of cryptocurrencies.

changelly coin buy

Following are the pros and cons of using this exchange for buying cryptocurrencies.


  • Offers wide range of cryptocurrencies than many other exchanges.
  • The simple and easy to use user interface.
  • Has huge customer database for trading various cryptocurrencies.
  • Minimal transaction fee.
  • Support for more than 35 fiat currencies.
  • Partnership with reputed companies like Jaxx, Bittrex, and many others.


  • Higher fees for direct purchase of cryptocurrencies through fiat currencies.

Recently, the exchange has added the purchase through the debit/credit cards method that has attracted many more customers towards this exchange.

You’ll need a Cryptocurrency wallet before you buy since some exchanges require one.

Don’t have a wallet? Read our guide on the Top 5 Cryptocurrency wallets.

Step by step guide to Buying Cryptocurrency on Changelly

The detailed method of buying cryptocurrency through credit cards from this exchange is as under:

1. Register with Changelly

changelly singup

The very first step in buying cryptocurrencies from Changelly through a credit card is to register with the website or exchange. The registration with this exchange is quite easy and also free. The users have to provide a valid email address in the specific form. The exchange will send all the login details to your address. Using these details, the users can log in and go to the next step.

2. Currency Selection

changelly currency selectionAfter logging in, you are taken to the currency selection page of the exchange. There are two long bars. One is for the selection of the currency in which you want to pay and the second bar is for the selection of the cryptocurrency you want to buy. A lot of care is needed here because the exchange accepts a lot of physical currencies and also offers a lot of cryptocurrencies for buying.

changelly coin buy

3. Order Confirmation

confirm order changelly

Pressing the ‘Exchange’ tab after selection of the currencies, you are taken to the order confirmation page. This page contains all the information about your order. This means that you can once again check the currency you are buying and the currency you are going to pay for this buying. After ensuring that all the information is correct, press the confirmation tab. If there is any error in the selection of the currencies, you can go to the previous page for correct selection.

4. Wallet Address

As a cryptocurrency enthusiast, you should know that all cryptocurrencies are stored in either hardware or software wallets. To buy cryptocurrencies from this exchange, you will have to provide a valid wallet address. The selection of wallet should also be made carefully. Always prefer the one with a lot of security features and multicurrency support.

5. Checking and Confirmation of Information

changelly xrp confirm

After entering the wallet address, you are once again taken to the confirmation page. This time the page also includes the wallet address details. You are provided all the details filled by you at various steps in this buying process. After being sure that all your entered details are correct, press the confirmation tab.

6. Provide Billing & Card Details

changelly card

Pressing order confirmation tab takes you to the card details page. You have to enter all the required details in this page. Usually, first and last name, mobile number, billing address and the card number, the expiry date, and the security code is required in payment tab. Here, it is important to mention that this page returns you a message if there is any error in the credit card details. The fee deduction for the current transaction is also displayed at this page.

changelly coin buy

7. Card Authentication

changelly phone

To ensure that you are the owner of the card, the exchange sends an SMS verification code to your registered mobile number. Entering the code in the prescribed space on the page completes your transaction. The purchased cryptocurrency reaches your wallet and you can check by logging onto your wallet.

changelly coin buy

2. Coinbase

coinbase cryptocurrency

Coinbase is another largest cryptocurrency exchange that was founded in 2012 in San Francisco, United States. Nowadays, the exchange is operating its business in more than 32 countries across the world.

This exchange has a database of millions of users because it offers them to buy, sell, and trade various cryptocurrencies(Bitcoin, Bitcoin Cash, Ethereum, Litecoin.). It also accepts payment through credit cards with a flat fee of 3.99% on all purchases and sales.

One of the most attractive realities about this exchange is that it takes lower fees than all other crypto exchanges all across Europe and America.

Get started today and Get $10 worth of free bitcoin when you buy more than $100 worth

get started coins

One of the greatest reasons for a large customer database is the bonus offered by this exchange on buying cryptocurrency worth more than $100. It offers a 10% bonus on all purchases(Get $10 when you buy more than $100 or €100 worth Through this link).

Following are the pros and cons of this crypto exchange.


  • Huge customers’ database.
  • The high degree of liquidity.
  • Maximum buying limits along with bonuses.
  • Minimal transaction fees.
  • Accepts payments through various modes.
  • Support for a large number of cryptocurrencies.
  • Offers instant buying option through credit cards.
  • Beautiful user interface easy for beginners.


  • Funds tracking.
  • limited Countries( United States, Europe, Canada, Australia, United Kingdom, Singapore)
  • Purchases through bank accounts take along to complete.

Due to the great user experience, this exchange is recommended to new users. Following are the steps for buying cryptocurrencies through credit cards from this exchange.

1. Signup and Verify Accounts

coinbase signup

The very first step in buying cryptocurrencies through Coinbase is to sign up your account. The creation of account with this exchange is quite easy. Click on the signup tab and fill in all the required information. The information required for account creation is the name, email ID, and password.

2. Choose Your Account Type

After you create and verify your account, you are taken to the next page where you have to select the account type. Coinbase offers the users to select either the individual account or the business account. The individual account setup is finished once you complete your profile. On the other hand, for maintaining a business account, you will have to submit an application for a separate sign-up.

get started coins

3. Verification of Phone Number

In the next step, you are asked to verify your registered phone number. This would be later used as two-factor authentication. In this step, the exchange sends a specific code to your registered mobile number. After entering the code in the specified place on the website, your phone number is linked with your account with the exchange.

4. Select the Payment Method

buy crypto payment coinbase

After phone number verification, press enter tab, and this would take you to the payments page. There are two different payment modes accepted by this exchange. These are the payment through a bank account and the payment through a credit card. Here, you would select the credit card payment mode for buying cryptocurrency. Here, one thing very interesting is that you can buy cryptocurrency instantly by paying from your credit card. The exchange requires you to enter the card details once you select the credit card payment mode. Credit card details include the card number, the expiry date, and the security code.

5. Buying Cryptocurrency

buy crypto coinbase

Now, you can easily buy any of the cryptocurrencies listed on the exchange with the help of your credit card. You have to enter the amount of cryptocurrency you intend to buy and clicking buy will deduct charges from your credit card and the crypto coins will instantly reach your wallet address. Here, one thing advisory is that always select the wallet that provides ultimate security and supports a large number of cryptocurrencies.

get started coins

3. Coinmama

Any discussion about the top cryptocurrency exchanges is incomplete without mentioning Coinmama. It is one of the top-rated crypto exchanges operating across the world. This Israel-based crypto exchange operates almost in most countries of the world.

It has a database of more than 500,000 customers that trade cryptocurrencies through this exchange. One of the greatest reasons for the success of this exchange is the highest buying limits offered by it. The users can buy $5000 worth of cryptocurrency every day with $20000 worth of cryptocurrency every month. It takes 6% transaction fees on all kinds of transactions.

Investors all across the world are also attracted to this exchange because it accepts payments in a lot of local currencies. Except for a few countries, the rest of the world can enjoy the top-notch services of this crypto exchange. Following are the pros and cons of using this crypto exchange for buying cryptocurrencies.

get started crypto


  • Widely operated across the world.
  • Accepts payments in a lot of local currencies.
  • Beautiful and user-friendly user interface.
  • Also allows buying cryptocurrency through credit cards.
  • Offers highest daily, weekly, and monthly buying limits.
  • Is very reliable and fast.


  • Takes much higher fees.
  • Does not provide a cryptocurrency selling facility.

For buying cryptocurrency from this website through a credit card, you have to go through the following steps.

1. Account Creation

Account creation is the first step for buying cryptocurrency from Coinmama. The process of account creation with this exchange is quite simple. Clicking the signup tab at the right top side of the page requires you to fill a form. You have to enter your valid email address, username, password, and country of residence. After filling in all the information, click create account tab on the bottom of the page. The exchange sends a link to your email address. Clicking this link verifies your account and you are all done.

get started crypto

2. Profile Completion

Log in to your account and complete your profile for being able to place your orders. You have to enter your name, gender, address, date of birth, and phone number. One of the security features of Coinmama is that it requires you to provide a copy of either your CNIC or Passport for verification. You can also send your photo also for verification purposes.

3. Buying Cryptocurrency

buy cryptocurrency coinmama

Coinmama allows you to place your first order after your profile is complete. You can either buy Bitcoin or Ethereum on this exchange. There are three buying levels in this exchange. You can buy different amounts of cryptocurrencies at different levels.

get started crypto

4. Card Information

btc buy coin

On entering the amount of crypto coins you intend to buy, the exchange asks you to provide your credit card details. These details include credit card number, expiry date, and security code. After providing all the details of your credit card, you can now place your order. Here, one thing important to mention is that the exchange returns a message for the user in case of any error in providing credit card details.

5. Buying Cryptocurrency

After entering valid credit card details and the amount of cryptocurrency you intend to buy, press the buy button to complete the transaction. Here, one thing to keep in mind is that you should have a valid wallet address for receiving your crypto coins (follow our guide for the 5 best cryptocurrency wallets). Always prefer the wallet with ultimate security features and multicurrency support for enjoying a wide range of benefits.

get started crypto

Arthur Webb: passionate about how technology can empower people to create a more just and sustainable world.

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